Mortgage Broker in Shortbridge – WA14 | kcayps.org.uk
Getting a remortgage in Shortbridge.
Quite simply, remortgaging is the term given to the process of switching onto a new mortgage deal - either with the same or a different lender. This can be done in your Shortbridge local bank branch or for a mortgage broker in Shortbridge.
What do you need to consider when remortgaging in Shortbridge?
Fixed vs variable:
Our local Shortbridge mortgage advisor will talk through what called a fact find which then helps to direct the broker on what mortgage product would be best suited for yourself.
What is buy-to-let
A buy to let mortgage is a loan for purchasing or refinancing residential property which is let to tenants rather than lived in by the borrower. Classed as a business transaction, rates and fees are typically higher than those you would find with a standard residential mortgage. Most properties that are for rent in Shortbridge will have a buy to let mortgage attached.
How much deposit do I need to buy a house in Shortbridge?
Depending on the market you might be able to get high loan to value mortgages (LTV) as homes in Shortbridge need a higher depeosit than other locations in the UK making it harder to get on the property market, our mortgage broker will work with you on this and using our comprehensive lenders we have available give us a lot of flexibility to help you get a buy-to-let mortgage for a property in Shortbridge or anywhere in the UK
Finding a mortgage in Shortbridge:
There are many different mortgage deals to pick from, so choosing the right one for you can be tricky. It can depend on a number of factors, so itís a good idea to do some research and talk to qualified Shortbridge mortgage broker.
What should I consider when applying for a mortgage in Shortbridge?
Mortgage products - we may have different types of mortgage products with different types of interest rates. These change from time to time and we'll give you details of the current range when you apply. Our Shortbridge mortgage broker has access to 1000s of mortgage products
Your mortgage adviser will ask you about your preferences and discuss your needs and circumstances with the mortgage broker in Shortbridge before deciding which mortgage to recommend to you.